11. Gross written premiums

Gross written premiums 1 January - 31 December 2015 1 January - 31 December 2014
Gross written premium – non-life insurance 10,362,520 8,999,205
In direct insurance 10,036,342 8,905,802
In indirect insurance 326,178 93,403
Gross written premium – life insurance 7,996,524 7,885,434
Individual premiums 3,241,407 3,256,968
Group insurance premiums 4,755,117 4,628,466
Total gross written premiums 18,359,044 16,884,639

In 2015 and 2014, the life insurance entities did not engage in reinsurance inwards.

Gross written premiums in direct property and casualty insurance (by classes specified in section II of the appendix to the Act on insurance Activity) 1 January - 31 December 2015 1 January - 31 December 2014
Accident and sickness insurance (group 1 and 2) 614,925 527,989
Motor third-party liability insurance (group 10) 3,279,436 2,899,442
Other motor insurance (group 3) 2,626,730 2,209,647
Sea, aircraft and transport insurance (groups 4, 5, 6, 7) 60,822 77,015
Insurance against fire and other damage to property (groups 8, 9) 2,318,353 2,043,689
Third-party liability insurance (groups 11, 12, 13) 750,544 798,498
Credit insurance and suretyship (groups 14, 15) 90,510 97,884
Assistance (group 18) 314,340 248,180
Legal protection (group 17) 3,544 877
Other (group 16) 303,316 1) 95,984
Total 10,362,520 8,999,205

1) The increase results from written Premium in direct insurance.