38. Receivables, including insurance receivables

Receivables, including insurance receivables – carrying amount 31 December 2015 31 December 2014
Receivables from direct insurance, including: 1,768,263 1,710,083
- receivables from policyholders 1,564,151 1,557,003
- receivables from insurance intermediaries 178,813 127,271
- other receivables 25,299 25,809
Reinsurance receivables 49,023 28,682
Other receivables 1,453,507 1,346,667
Net receivables, including insurance receivables 3,270,793 3,085,432

Both as at 31 December 2015 and at 31 December 2014, the fair value of receivables did not significantly differ from their carrying value, primarily due to their short-term nature and the policy of creating write-downs for impairment losses.

Receivables, including insurance receivables – by contractual maturity 31 December 2015 31 December 2014
Up to 1 year 3,120,310 2,843,023
Over 1 year and up to 5 years 148,972 137,813
Over 5 years 1,511 104,596
Receivables, including insurance receivables – by contractual maturity 3,270,793 3,085,432
 
Receivables, including insurance receivables, by currencies as at 31 December 2015 PLN EUR USD Other Total
Receivables from direct insurance 1,557,239 200,760 141 10,123 1,768,263
Receivables from policyholders 1,399,651 154,258 141 10,101 1,564,151
Receivables from insurance intermediaries 134,309 44,482 - 22 178,813
Other receivables 23,279 2,020 - - 25,299
Reinsurance receivables 26,650 4,941 13,745 3,687 49,023
Other receivables 1,016,901 202,196 214,839 19,571 1,453,507
Total receivables, including insurance receivables, by currencies 2,600,790 407,897 228,725 33,381 3,270,793
   
Receivables, including insurance receivables, by currencies as at 31 December 2014 PLN EUR USD LTL UAH Other Total
Receivables from direct insurance 1,509,391 97,154 132 92,338 11,068 - 1,710,083
Receivables from policyholders 1,369,247 86,110 132 90,459 11,055 - 1,557,003
Receivables from insurance intermediaries 117,315 9,552 - 391 13 - 127,271
Other receivables 22,829 1,492 - 1,488 - - 25,809
Reinsurance receivables 16,143 5,602 2,597 - 4,170 170 28,682
Other receivables 1,044,815 118,560 165,148 1,448 2,857 13,839 1,346,667
Total receivables, including insurance receivables, by currencies 2,570,349 221,316 167,877 93,786 18,095 14,009 3,085,432

Section consists:

38.1 Other receivables

38.2 Receivables from operating leases