|Total expected cash flows from investment contracts||31 December 2015||31 December 2014|
|Up to 1 year||504,864||989,481|
|Over 1 year and up to 5 years||44,562||124,908|
Financial assets related to investment contracts:
- with guaranteed and fixed terms and conditions – bank deposits presented as "Loans and receivables – term deposits with credit institutions" described in Note 35.4 or treasury bonds classified mainly as held to maturity.
- unit-linked – include mainly units in investment funds, recognized as "Financial instruments measured at fair value through profit or loss – held for trading – equity instruments – not listed on the regulated market", derivatives recognized as "Financial instruments measured at fair value through profit or loss – held for trading – derivatives" (presented in Note 35.3), and bank deposits.