9.3 Equity management in Alior Bank

In the equity management process at Alior Bank, management board and supervisory board of Alior Bank, as well as the risk management committee play the key role.

The Management Board of Alior Bank drafts and implements the process of assessing internal capital, capital planning and management, as well as reviews and supervises internal capital adequacy assessment process (ICAAP). The competences of Alior Bank supervisory board include approving procedures related to internal capital assessment, as well as capital planning and management.

The ICAAP at Alior Bank, including risk review process and methods of internal capital assessment on key risk types, as well as monitoring capital targets, limits for credit allocation and limits for total capital ratio and Tier 1 capital ratio, is supervised by risk management committee.