47.3 Investment contracts [1]
| Total expected cash flows from investment contracts | 31 December 2015 | 31 December 2014 |
| Up to 1 year | 504,864 | 989,481 |
| Over 1 year and up to 5 years | 44,562 | 124,908 |
| Total | 549,426 | 1,114,389 |
Financial assets related to investment contracts:
- with guaranteed and fixed terms and conditions – bank deposits presented as "Loans and receivables – term deposits with credit institutions" described in Note 35.4 [3] or treasury bonds classified mainly as held to maturity.
- unit-linked – include mainly units in investment funds, recognized as "Financial instruments measured at fair value through profit or loss – held for trading – equity instruments – not listed on the regulated market", derivatives recognized as "Financial instruments measured at fair value through profit or loss – held for trading – derivatives" (presented in Note 35.3 [4]), and bank deposits.