38. Receivables, including insurance receivables

Receivables, including insurance receivables – carrying amount	31 December 2015	31 December 2014
Receivables from direct insurance, including:	1,768,263	1,710,083
- receivables from policyholders	1,564,151	1,557,003
- receivables from insurance intermediaries	178,813	127,271
- other receivables	25,299	25,809
Reinsurance receivables	49,023	28,682
Other receivables	1,453,507	1,346,667
Net receivables, including insurance receivables	3,270,793	3,085,432

receivables_including_insurance_receivables_1_pzu2015.xlsx

Both as at 31 December 2015 and at 31 December 2014, the fair value of receivables did not significantly differ from their carrying value, primarily due to their short-term nature and the policy of creating write-downs for impairment losses.

Receivables, including insurance receivables – by contractual maturity	31 December 2015	31 December 2014
Up to 1 year	3,120,310	2,843,023
Over 1 year and up to 5 years	148,972	137,813
Over 5 years	1,511	104,596
Receivables, including insurance receivables – by contractual maturity	3,270,793	3,085,432

receivables_including_insurance_receivables_2_pzu2015.xlsx

Receivables, including insurance receivables, by currencies as at 31 December 2015	PLN	EUR	USD	Other	Total
Receivables from direct insurance	1,557,239	200,760	141	10,123	1,768,263
Receivables from policyholders	1,399,651	154,258	141	10,101	1,564,151
Receivables from insurance intermediaries	134,309	44,482	-	22	178,813
Other receivables	23,279	2,020	-	-	25,299
Reinsurance receivables	26,650	4,941	13,745	3,687	49,023
Other receivables	1,016,901	202,196	214,839	19,571	1,453,507
Total receivables, including insurance receivables, by currencies	2,600,790	407,897	228,725	33,381	3,270,793

receivables_including_insurance_receivables_3_pzu2015.xlsx

Receivables, including insurance receivables, by currencies as at 31 December 2014	PLN	EUR	USD	LTL	UAH	Other	Total
Receivables from direct insurance	1,509,391	97,154	132	92,338	11,068	-	1,710,083
Receivables from policyholders	1,369,247	86,110	132	90,459	11,055	-	1,557,003
Receivables from insurance intermediaries	117,315	9,552	-	391	13	-	127,271
Other receivables	22,829	1,492	-	1,488	-	-	25,809
Reinsurance receivables	16,143	5,602	2,597	-	4,170	170	28,682
Other receivables	1,044,815	118,560	165,148	1,448	2,857	13,839	1,346,667
Total receivables, including insurance receivables, by currencies	2,570,349	221,316	167,877	93,786	18,095	14,009	3,085,432

receivables_including_insurance_receivables_4_pzu2015.xlsx

Section consists:

38.1 Other receivables

38.2 Receivables from operating leases